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CEITest: Blucera Microfinance Bank
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Test: Blucera Microfinance Bank

Enugu, Nigeria

CEI Score

Excellent

Score

803/ 850
PoorFairGoodExcellent
300 — Poor850 — Excellent

Credibility Factors

Repayment History
100%

10 prior CEIs — all repaid

Asset Coverage
170%

Backed assets

Business Maturity
14 yrs

Founded 2012

Annual Revenue
N2.8B

310 employees

Verified by Contisx · Last assessed Apr 2026

Test: Total Funded

N4.7M

of N5.0M goal

Live
94% subscribed127d left

20%

Discount Rate

6 Months

Tenor

N10K

Min. Buy-in

Secured by 170% asset coverage

How it Works

01

Browse & Select

Explore verified instruments, review karma scores and return rates.

02

Fund the Instrument

Commit capital from the minimum buy-in. Funds held in escrow until close.

03

Earn Returns

At maturity, receive principal plus the agreed discount rate to your wallet.

04

Reinvest & Grow

Compound returns by reinvesting across different sectors and tenors.

Questions about investing?

About Test: Blucera Microfinance Bank

Test: CBN-licensed microfinance institution providing working capital to SMEs and artisans across 12 states. Loan book fully collateralised by receivables.

With 14 years of operation and annual revenue of N2.8B, we have established ourselves as a trusted name in the financial sector. Our team of 310+ employees is dedicated to delivering quality products and services to our customers across Nigeria.

14

Years Active

N2.8B

Annual Revenue

310+

Team Size

10

Past CEIs

Proven Track Record

100% repayment history across 10 successful CEI issuances. Every subscriber has received full yield distributions on schedule.

From N10K

20% return